CARM: Annual review of the financial security requirement for RPP

The Canada Border Services Agency (CBSA) has announced that they will conduct an annual review of the financial security requirement for each importer’s RM business account on October 20, 2025.

The newly calculated requirement will be communicated to importers by way of notification on the CARM Client Portal (CCP). Notifications will only be sent if there is an increase in the financial security requirements.

The updated financial security requirements are based on the importer’s most recent transaction history. Annual reviews will run on October 20th of each year, encompassing the review period of October 20th of a given year to October 19th of the following year.

To maintain the Release Prior to Payment (RPP) benefits, importers must meet the new calculated minimum requirement by January 15, 2026. The new requirement will be updated on the CCP dashboard on January 15, 2026; however, importers can also view the new calculated requirement in their notifications in the CCP.

Financial security providers can increase security agreements provided in paper format (legacy bonds) via API. Otherwise, an endorsement signed according to the Departmental Memorandum D17-5-2: Financial Security for RPP, can be mailed to the CBSA before January 15, 2026.

Please refer to the CBSA’s Annual Review Frequently Asked Questions and Answers for more details.